Dubsado Payments Capital
Fast, flexible financing to fuel your business growth 🏦
Don't let a lack of access to capital limit what you can achieve with your business. Get the funds you need to manage cash flow and invest in growth.
There’s no impact to your personal credit score and a simple application process. Eligibility is based on factors like your payment volume and history on Dubsado Payments.
Simple application
Get funds quickly
If you’re approved, funds typically arrive in as soon as 2 business days, directly into your Stripe account.
Pay as you get paid
Payments are made automatically through a percentage of your sales according to your payment rate.*
One flat fee
Pay one flat fee that never changes. There are no compounding interest charges, collateral obligations, or late fees.
How it works
Get notified
Once you're eligible, Stripe will send you an email with your offer. Offers are based on your Dubsado Payments volume and history.Choose your offer
Pick the amount that fits your goals. Your payment rate and flat fee will be clearly listed, so there are no surprises.Get your funds
If approved, your funds will be deposited in your Stripe account—typically within 2 business days.Pay as you earn
You’ll automatically pay the financing with a percentage of your daily sales, until the total amount is paid.*
The freedom to fuel your growth—your way
Whether you're looking to expand your team, invest in new equipment, or simply need extra cash on hand, Dubsado Payments Capital is here to support your business needs.
Dubsado users are growing like never before using Dubsado Payments Capital
Some members of the Dubsado Community are already seeing the benefits of using Dubsado Payments Capital to grow their business. They’re using their funds to:
Hire new team members
Purchase new equipment or upgrade your office
Invest in mentorship or education
Take on a business-elevating project
Manage cash flow during slow periods
FAQs
-
Eligibility is based on a combination of factors, including your payment history and volume on Dubsado Payments, powered by Stripe. If you’re eligible for an offer, Stripe will contact you via email. If you haven’t received any notification, that means you’re not eligible for an offer at this time. If you’d like to receive a financing offer but are not eligible at this time, we recommend migrating more of your business’s payments to Dubsado Payments. While not guaranteed, increased payment volume and your history with Dubsado Payments can increase your likelihood of getting a financing offer. Learn more about eligibility factors here.
-
The amount you may qualify for depends entirely on your business’s activity through Dubsado Payments, powered by Stripe. Offers are based on a variety of factors, including your payment volume, transaction history, and overall account activity over time. Because eligibility is re-evaluated regularly, you may receive a different offer in the future based on these factors and the more likely you are to receive—and potentially increase—your offer over time.
-
Offers to apply for financing are extended automatically to eligible businesses. If you haven’t received one yet, keep using Dubsado Payments, powered by Stripe consistently—your payment history could increase your chances of receiving an offer in the future.
-
If your application is approved, funds are typically deposited into your account within 1–2 business days. You’ll receive a confirmation via email once the funds have been sent. It’s one of the fastest ways to access business funding—so you can move forward without delay.
-
Repayments happen automatically through a fixed percentage of your Dubsado Payments, powered by Stripe sales as they are processed. Which means, when you make more, you pay more and during slower times, you pay less. As long as you meet your minimum payment requirement, what you pay adjusts to your sales.
-
Payment is collected automatically through a percentage of your sales through Dubsado Payments, powered by Stripe as they are processed. Dubsado Payments Capital loans have a minimum amount due each payment period, and if the minimum amount that you pay through sale doesn’t meet the minimum your account will be automatically debited the remaining amount at the end of the period. If your loan has a fixed payment, Stripe stops withholding from your Stripe sales when you meet the fixed payment amount. The payment terms for your offer will be detailed during the application process.
-
Nope! There’s no interest, no late fees, and no hidden charges. Just one flat fee—clearly stated in your offer that never changes.
-
If you have additional questions about how our financing program through Stripe Capital works, you can contact our partners at capital-support@stripe.com.
See all frequently asked questions and learn more here.
Dubsado Capital offers financing types that include loans and merchant cash advances. All financing requests are subject to a final review prior to approval. Dubsado Capital loans are issued by Celtic Bank, powered by Stripe. Dubsado Capital merchant cash advances are provided by YouLend.
*Dubsado Capital loans have a minimum amount due each payment period, and if the minimum amount that you pay through sales doesn’t meet the minimum your account will be automatically debited the remaining amount at the end of the period. If your loan has a fixed payment, Stripe stops withholding from your Stripe sales when you meet the fixed payment amount. The payment terms for your offer will be detailed during the application process.
“The process was seamless and straightforward. The timing was impeccable as I just started a new element with my business. The working capital allowed for my business to purchase a piece of software to improve time management and productivity.”
Rochelle V. Mann
Creative Design Agency
“Business financing options helped us to stay afloat during low times in business and usually the winter is slow for us with weddings. Dubsado has been one of the most supportive platforms that we use as a business, and I love how this addition further supports their business owners.”
Misha Wynn
Photographer
Fuel your next step forward
Dubsado Payments Capital supports your journey by rewarding you for your growth with fast, flexible funding—because we’re more than just your software. We’re your partner in long-term growth.